WV Financial Advisor, LLC

Personalized financial planning services tailored to your life story

WV Financial Advisor, LLC


Our Services

Financial Planning Services

We help individuals, families, and business owners navigate their financial future with a structured approach:

  • Retirement Planning – Build a strategy for financial independence.
  • Investment Analysis – Review current investments and recommend improvements.
  • Risk Management & Insurance Review – Assess risk exposure and coverage options.
  • Estate Planning Coordination – Ensure a smooth wealth transfer process.
  • Cash Flow & Budgeting – Manage personal or business finances effectively.

Portfolio Management Services

We offer a disciplined, research-driven investment process for clients who prefer ongoing asset management:

  • Asset Allocation & Diversification – Reduce risk through proper allocation.
  • Risk Tolerance Assessment – Align portfolio with comfort levels and financial goals.
  • Active & Passive Investment Strategies – ETFs, mutual funds, individual stocks, and bonds.
  • Regular Performance Reviews – Adjust based on market conditions and client needs.
  • Rebalancing & Tactical Adjustments – Maintain the portfolio’s target allocation over time.

Our Approach

We follow a fiduciary standard, meaning we always act in our Client’s best interest. Our process includes:

  • Initial Consultation – Understand your financial picture and goals.
  • Strategy Development – Create a tailored financial plan and/or investment policy statement (IPS).
  • Implementation – Deploy portfolio strategy and financial planning recommendations.
  • Ongoing Monitoring & Adjustments – Conduct reviews, rebalance, and refine as needed.

Fees & Pricing

We operate under transparent pricing with 2 primary fee structures:

Financial Planning Services

Program Maximum Fee
Financial Planning Service Fees $250 per hour
Comprehensive Financial Plan $4,500
  • Financial planning service fees are due upon delivery.
  • Financial planning recommendations can be taken elsewhere for implementation.

Portfolio Management Services

  • The Firm charges a maximum annual fee of 2% of the market value of the assets under management for portfolio management services.
  • Fees are negotiable depending on the amount of assets under management, the investment strategy selected, the complexity of the Client’s financial circumstances, and other important considerations.

Why Work With Us?

  • Independent & Fiduciary – No sales pressure, just honest advice.
  • Tailored Solutions – Personalized strategies based on your goals.
  • Ongoing Support – Continuous monitoring and adjustments to keep you on track.
  • Transparent Fees – No hidden costs or commissions. We are a Fee-Only advisor.

Meet with a Financial Advisor






Important Information

WV Financial Advisor, LLC is a Registered Investment Advisor (“RIA”) in the state of West Virginia. An investment adviser provides advice or guidance about securities investments for a fee. Investment adviser representatives (“IAR”) are regulated professionals whose primary duty is to act in the best interest of their Clients, adhering to a fiduciary standard. Registration does not imply a certain level of skill or training. Advisory services are only offered to clients or prospective clients where the “RIA” and its “IARs” are properly licensed or exempt from licensure.

The information provided is for educational purposes only and should not be considered investment, tax, or legal advice. Please consult a qualified financial professional before making financial decisions. Investments are subject to market loss, and there can be no guarantee of future performance expectations. This information has not been approved or verified by the United States Securities and Exchange Commission or by any state securities authority. Additional information about the Firm is available on the SEC’s website at www.adviserinfo.sec.gov. If you have any questions about the company, please contact us.