WV Financial Advisor, LLC

Our Financial Advisors

Matthew Dettman, ChFC, CLU

Formal Education

  • Master of Science in Business Data Analytics, West Virginia University, 2021
  • Bachelor of Science in Business Administration, Glenville State University, 2007

Business Experience

  • Financial Advisor, WV Financial Advisor, LLC, 2025-Present
  • Data Scientist, Second Difference Solutions, LLC, 2022-Present
  • OSJ Delegate/Investment Advisor Rep, Osaic Wealth, Inc, 2022-2024
  • Data Analyst/Field Supervision Director, Osaic Wealth, Inc, 2015-2022
  • Investment Service Specialist, Edward Jones & Co, 2011-2015

Professional Certificates

Chartered Financial Consultant Designation

The Chartered Financial Consultant (ChFC®) designation is a respected and comprehensive financial planning credential awarded by The American College of Financial Services. It is designed to equip financial professionals with advanced knowledge and practical skills to address financial planning needs for individuals, families, and small businesses.

Minimum Qualifications: To earn the ChFC® designation, a professional must:

  • Complete a stringent program of nine college-level courses covering essential areas such as income taxation, retirement planning, estate planning, investment strategies, insurance planning, and financial decision-making for businesses.
  • Pass exams for each course, demonstrating mastery of the subject matter.
  • Have at least three years of full-time, relevant business experience in the financial services industry.
  • Adhere to a strict code of ethics, committing to uphold high standards of professionalism and integrity.

The ChFC® credential signifies expertise in holistic financial planning, providing Clients with confidence in receiving informed guidance tailored to their unique financial goals. The ChFC® offers broad, practical knowledge that helps advisors address complex financial situations effectively.

When working with a ChFC® professional, Clients can trust they are partnering with someone who has undergone comprehensive training, remains committed to ongoing education, and is bound by ethical standards designed to protect their interests.

Chartered Life Underwriter Designation

The Chartered Life Underwriter (CLU®) designation is a prestigious credential awarded by The American College of Financial Services, recognized as the gold standard in the life insurance profession. It equips financial professionals with in-depth knowledge of life insurance and estate planning strategies, particularly for individuals, families, and closely held businesses.

Minimum Qualifications: To earn the CLU® designation, a professional must:

  • Complete a rigorous curriculum of eight college-level courses covering life insurance, estate planning, business succession, risk management, and retirement planning
  • Pass a comprehensive exam for each course, demonstrating subject mastery
  • Accumulate three or more years of full-time, relevant experience in financial services
  • Uphold a strict code of ethics, maintaining a commitment to professionalism and client-first principles

The CLU® designation emphasizes advanced risk management, legacy planning, and tax-efficient wealth transfer. It is especially relevant when navigating complex insurance needs, business continuity planning, and estate conservation strategies.

When working with a CLU® professional, clients can feel confident they are receiving advice from someone deeply trained in the use of life insurance as a strategic financial planning tool—someone who understands both the technical and emotional aspects of protecting what matters most.



Email: matt@wvfinancialadvisor.com
Phone: 304-566-9001